Crypto tax record help for the question behind the panic
Your 1099-DA numbers don’t make sense. Find the missing record before you file.
High gross proceeds, blank cost basis, transferred crypto, or software that disagrees with your exchange? Start by identifying what is actually missing—not by guessing your tax bill.
Educational screening only · No tax calculation · No “audit risk” prediction · No private keys or seed phrases
The painfully urgent question
“Why is the number so high if I never made that much?”
For digital-asset dispositions during 2025, brokers generally report gross proceeds on Form 1099-DA, while basis was not required to be reported to the IRS. For dispositions after 2025, brokers must report basis for covered digital assets; noncovered assets can still require your own acquisition and transfer records. A large proceeds total is therefore not the same thing as taxable profit. IRS 1099-DA guidance.
Do not solve a proceeds problem with a made-up basis number.
If basis is missing, reconstruct it from actual acquisition and transfer records. If proceeds themselves disagree with the broker’s transaction export, document the exact disposal and ask the issuer to review it.
Current buyer pain
Choose the problem that matches your records.
Missing basis / high proceeds
Where the form is, when Coinbase said it would be ready, why proceeds can look high, and what to gather.
UrgentForm changed or was corrected
Compare versions, isolate the changed field, preserve evidence, and know what to bring to professional review.
2026 → 2027Covered vs. noncovered basis
Understand what Coinbase can report for covered assets and why transferred-in crypto can remain noncovered.
High intentTransferred crypto & missing basis
What happens to 2026 1099-DA basis after moving crypto between Coinbase, Robinhood, Kraken or an outside wallet.
Got a 1099-DA but never traded crypto?
Use the issuer-first steps the IRS recommends when a Form 1099-DA does not belong to your activity.
DeadlineStill fixing 2025 records?
A record-gathering plan for eligible taxpayers who timely requested an extension to October 15, 2026.
DiagnosisWhich mismatch do you have?
Separate proceeds, basis, transfers and transaction classification before choosing a fix.
Free problem-first diagnostic
1099-DA Problem Diagnostic
Start with what looks wrong. The diagnostic combines the problem you see with record complexity so you can identify the records and guidance worth checking first. It does not predict audit risk or calculate tax.
Records → tools → qualified review
Use the least expensive solution that can actually handle your record trail.
- Simple: free checklist + official broker export.
- Transfers / several platforms: reconstruct the trail before importing conclusions.
- Many wallets or DeFi: reconciliation software may reduce manual work.
- Unresolved reporting or tax treatment: bring organized records to a qualified professional.
Two resources, correctly labeled
Free first. Paid help only if you still need it.
1099-DA Reconciliation Checklist
2-page worksheet for missing basis, transfers, and reporting gaps.
Download free1099-DA Mismatch Rescue Guide
Deeper educational walkthrough for missing basis, multi-platform records and reconciliation decisions.
Get the Rescue Guide